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Month: November 2011
If you have suffered an accident at work, you could be entitled to make a claim for compensation.
Injured in a work accident?
If you are involved in an accident at work which causes a personal injury, or if you have contracted an industrial illness through the work that you do, you may be entitled to make a no win no fee accident at work claim for compensation. You are also allowed to see the doctor of your choice after the first 90 days of care with the company doctor. If the panel of doctors does not include a chiropractor, you may contact one. Ambler Chiropractor
All employers have a legal responsibility to provide employees with a safe and secure workplace. This responsibility includes providing adequate equipment and materials, providing competent co-workers, providing a safe system of work and providing proper training and supervision.
If you are injured in the workplace, or at any point whilst carrying out your employment duties, you should always ensure that the accident is reported. Most companies should have an accident book to record such incidents. This will not only act as evidence that the accident occurred if you decide to pursue a compensation claim, but may also help your employer to prevent similar accidents from happening in the future.
As accidents at work are common, your employer must have insurance to cover any compensation claims that are made against them by employees who are injured at work. This is known as Employers Liability Insurance. Compensation awarded following a work accident claim is paid by your employer’s insurance company – it is never paid directly out of your employer’s pockets.
Types of Accidents at Work
Below are some examples of accidents in the workplace and some information on some of the common questions and concerns regarding accident claims.
Accidents at work caused by unsafe work premises
Your employer has a responsibility to ensure that the place, or places, where you work are safe. Therefore if you have an accident at work due to a slip on a wet floor, a trip on a raised floor tile, or a fall down some damaged steps, you may be entitled to make a work accident claim against your employer for the injuries your have sustained
Accidents at work caused by unsuitable equipment or materials
If you are involved in an accident at work which is caused by unsuitable equipment or materials, you may be entitled to make a work injury compensation claim for any personal injuries that you suffer. Even if your accident is caused by faulty equipment, materials or machinery supplied by another company, the responsibility for ensuring that they are safe for you to use and that you are adequately trained to use them will usually remain with your employer.
Accidents at work caused by unsafe system of work or lack of proper training
Your employer has a responsibility to take reasonable steps to ensure that you are able to carry out your work duties in a safe way in order to avoid any inherent dangers. For example, if your work involves a lot of heavy lifting, your employer should provide training so you are aware of the correct way to lift items in a way which minimises the risk of suffering a lifting accident at work. If you are not provided such training, and suffer an injury as a result, you could be able to make a no win no fee work accident compensation claim.
Accidents at work caused by incompetent staff
Your employer must ensure, to the best of their ability, that the people they employ are competent in their jobs and do not put other people in the workplace at risk by their actions. Therefore if you are injured at work due to something a fellow employee did, or did not do, your employer is potentially liable for those actions.
Common Work Accident Questions
Below are some common questions relating to the process of making an accident at work personal injury claim.
If I make a compensation claim for an accident at work, who pays the compensation?
It is a legal requirement for your employer to have insurance cover, known as Employers Liability Insurance, to cover them in case of any work related accidents. If your personal injury claim is successful, it is the company’s insurers who pay the compensation awarded, not your employer.
Can I get the sack for making a work accident claim?
An employer cannot legally dismiss an employee for making a compensation claim for an accident at work. Therefore if your employer did dismiss you on these grounds, it could be classed as unfair dismissal, which could entitle you to make a separate compensation claim through employment law.
Ambler Chiropractor Maple Glen Chiropractor
On-the-Job Back Pain Isn’t Going Away
Lifting boxes, pushing brooms, reaching for files, carrying supplies — is it any wonder that so many people suffer from job-related low back pain? No matter what your occupation, back pain can make your life miserable at any time. Chiropractor ambler, Ambler Chiropractor
But how big is the problem?
To answer that question, researchers analyzed claim data from three major sources: the Washington State Department of Labor and Industries; the Bureau of Labor Statistics; and a national workers’ compensation provider, over a period of 4-9 years. Results indicated that low-back pain claim rates decreased by 34% from 1987-1995, and claim payments declined by 58% over the same time period. But the problem isn’t going away, either. Just look at these numbers:
$8.8 billion was spent on low-back pain workers’ compensation claims in 1995.
Nearly two out of every 100 privately insured workers filed a low-back pain claim in 1995.
Payments for these claims accounted for almost a fourth (23%) of the total workers’ compensation payments in 1995.
So if you think you can avoid low back pain at the workplace, just look at these numbers, and think again. Better yet, help continue the decline in low back pain cases by getting regular adjustments at your ambler chiropractor
Murphy P, Volinn E. Is occupational low back pain on the rise? Spine, April 1, 1999: Vol. 24, No. 7, pp691-697.